We provide our advice based on the information supplied by you, product providers or other third parties. If you apply for an insurance policy, it is vital you disclose all material facts.
We cannot be held responsible if the information you or other provide is later shown to be incorrect or incomplete.
Disclosure of all material facts means that you must answer all the questions carefully, to the best of your knowledge and belief. Insurance companies check the information you give them if you make a claim, and they can refuse to pay your claim if the information you give them is wrong.
